What are the most common causes of roof damage in Chesterfield, MO?

December 27, 2024 | 6 min read | By Stephen Allen

If you’ve lived in Chesterfield for even a short while, you know Missouri weather has a mind of its own. One day it’s sunny and perfect for a family outing to Faust Park, and the next, you’re watching hail smack the windows while your roof takes the brunt of it all. Whether it’s unpredictable storms or just good ol’ fashioned wear and tear, your roof is working overtime to keep your home protected.

But what causes roof damage in Chesterfield, exactly? Let’s break it down so you know what to watch for—and how to keep your roof in great shape. And when the damage gets real, Brody Allen Exteriors is here to help you through it.

1. Hailstorms: Small Ice, Big Problems

Hail might seem harmless when it’s bouncing off your car in the Faust Park parking lot, but when it hits your roof, it’s a different story. Hailstones can crack shingles, knock off protective granules, and weaken your roof’s defenses. The damage isn’t always obvious, which is why many homeowners don’t realize there’s a problem until it’s too late.

Look for:

  • Bald spots on shingles where granules are missing
  • Small dents or cracks on shingles
  • Damage to gutters, vents, or siding

After a hailstorm, it’s always a good idea to have a professional inspect your roof. Catching damage early can save you from costly repairs down the road.

2. High Winds: When Your Roof Gets a Workout

We all know Missouri’s wind can be a little… dramatic. Strong gusts can loosen or tear off shingles, exposing your roof to rain and debris. Even if shingles stay put, wind can lift them just enough to break the seal, which is bad news for keeping water out.

Signs of wind damage:

  • Missing shingles (check your yard for evidence)
  • Curled or lifted edges on shingles
  • Loose or damaged flashing around chimneys and vents

Wind damage often happens in tandem with storms, so if a windy day rolls through Chesterfield, it’s worth taking a closer look—or better yet, having a pro do it for you.

What Roof Should I Choose For My Home

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3. Heavy Rain: The Sneaky Culprit

Rain seems harmless enough, right? It’s just water! But when heavy rain hits a roof that’s already been compromised by wind or hail, it can cause serious trouble. Cracks, gaps, or worn-out areas allow water to seep through, leading to leaks, water stains, and even mold growth inside your home.

How to prevent rain damage:

  • Fix missing or cracked shingles quickly
  • Keep gutters clear so water can drain properly
  • Check flashing around chimneys, skylights, and vents for gaps or rust

Heavy rain may not be as dramatic as hail, but it’s relentless. Addressing small issues now can keep you from facing big repairs later.

Green grass and new roof, aerial view

4. Ice and Snow: Winter’s Little Surprises

Chesterfield winters may not be extreme, but we do see our fair share of ice and snow. Snow adds weight to your roof, and when it melts during the day and refreezes overnight, it can form ice dams. These dams block water from draining properly, forcing it back up under your shingles.

If you notice large icicles hanging from your gutters (as pretty as they look), that could be a sign of ice damming. Over time, this can cause leaks, water damage, and even mold.

Quick tips for winter:

  • Make sure your attic has proper insulation to prevent uneven melting
  • Keep gutters clean so water can flow freely
  • Monitor for signs of leaks during freeze-thaw cycles

5. Falling Branches and Debris: Trees Are Great, Until They’re Not

Chesterfield is filled with beautiful trees, especially in places like Faust Park, where towering oaks provide shade and scenery. But at home, trees can be a little less friendly. Overhanging branches can scrape against shingles, while strong winds or storms can send limbs crashing onto your roof.

To protect your roof:

  • Trim back any branches that hang too close
  • Remove dead or weak trees that could fall during a storm
  • Regularly clear debris, like leaves and twigs, from your gutters

While trees add to your home’s curb appeal, keeping them in check will save you a lot of roof trouble in the long run.

Chesterfield roof replacement team led by Stephen Allen

6. Wear and Tear: Time Isn’t on Your Roof’s Side

Even without hailstorms, wind, or falling branches, your roof has a lifespan. Shingles eventually wear out, flashing loosens, and small cracks start to appear. If your roof is nearing 20–25 years old, it might be time to consider a replacement.

Signs of aging include:

  • Curling or cracked shingles
  • Granules in the gutters (a sign your shingles are breaking down)
  • A sagging roofline, which could mean structural issues

Regular inspections and maintenance can help prolong your roof’s life, but eventually, every roof needs a fresh start.

Need Assistance with Your Claim?

Brody Allen Exteriors can help guide you through the process and ensure your roof is repaired to the highest standards. Many of your neighbors have successfully navigated their insurance claims with our expert assistance.

Protecting Your Roof Doesn’t Have to Be Hard

Knowing what causes roof damage is half the battle. The other half? Staying proactive. Here’s how you can keep your Chesterfield roof in great shape:

  1. Schedule Regular Inspections: A professional roofer can spot issues you might miss.
  2. Clean Those Gutters: Prevent water buildup and leaks by keeping gutters clear.
  3. Trim Trees: Keep branches away from your roof to avoid scrapes and crashes.
  4. Act Fast: Don’t let small problems turn into bigger ones—address damage right away.

Call the Chesterfield Roofing Experts at Brody Allen Exteriors

At Brody Allen Exteriors, we know how tough Missouri weather can be on your roof. Whether it’s hail, high winds, or just the passage of time, we’re here to help. Our team will inspect your roof, assess the damage, and provide reliable solutions to keep your home protected for years to come.

So, next time you’re relaxing at Faust Park—whether it’s a day at the playground, a walk through the Butterfly House, or just soaking in the scenery—know that your roof is in good hands with Brody Allen Exteriors. Give us a call for your free inspection, and let’s keep that roof in top shape!

Stephen Allen profile picture, Owner of Brody Allen Exteriors

Stephen Allen

Stephen Allen, the founder of Brody Allen Exteriors, is deeply committed to providing top-notch roofing solutions to homeowners in Wentzville. With a strong background in construction and a keen understanding of local weather challenges, Stephen leads his team with a focus on quality, reliability, and customer satisfaction. Under his leadership, Brody Allen Exteriors has grown into a trusted name in the roofing industry, recognized for its expertise in handling everything from routine maintenance to complex storm damage repairs.

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When you choose Brody Allen Exteriors, you're choosing a team that's dedicated to protecting Chesterfield homes. We live and work in this community, and we're here to ensure your roof is strong, durable, and built to last.