Understanding Your Roof Warranty: What Homeowners Need to Know

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A new roof is one of the biggest investments you will make in your home. The right warranty protects that investment, but many homeowners are not sure what their warranty actually covers or how long it lasts. If you live in areas like Lake St. Louis, St. Charles, Wentzville, or O’Fallon, understanding your roof warranty is essential for long-term protection.

This guide breaks down the different types of roofing warranties, what they cover, and what you should look for when choosing a roofing contractor.


1. The Two Main Types of Roof Warranties

Most roofs come with two primary warranties. Each one covers something different.

A. Manufacturer Warranty

This warranty is provided by the shingle manufacturer. It protects you if the roofing material itself fails due to a defect.

Examples of what it may cover:
• Shingles that prematurely crack or degranulate
• Manufacturing defects
• Product deterioration not caused by installation issues

External Link Suggestion:
The Asphalt Roofing Manufacturers Association explains more about typical manufacturer warranties:
https://www.asphaltroofing.org/homeowner-resources/

B. Workmanship or Labor Warranty

This warranty is offered by the roofing contractor, not the manufacturer. It covers problems caused by improper installation.

Examples include:
• Leaks caused by poor flashing
• Incorrect shingle nailing or placement
• Ventilation installation errors


2. How Long Do Roof Warranties Last?

Warranty terms vary by manufacturer and the contractor you choose. Most asphalt shingle roofs include:

• Manufacturer limited lifetime warranty
• 10 to 15 year non prorated period
• Optional extended warranties available through certified contractors

Extended warranties often require installation by certified roofing companies who meet strict training standards.

External Link Suggestion:
The Better Business Bureau has a helpful homeowner guide on roofing protections:
https://www.bbb.org/all/roofing


3. What Your Roof Warranty May Not Cover

Not all warranties cover everything. Here are common exclusions homeowners should be aware of.

A. Storm or Weather Damage

Most warranties do not cover storm damage from hail, wind, or fallen branches. This is usually covered by homeowners insurance.

B. Improper Maintenance

If your roof is not maintained or inspected when needed, warranties may be voided.

Maintenance responsibilities may include:
Keeping gutters clear
• Removing debris
• Checking for lifted shingles

C. Unauthorized Repairs

Hiring someone other than the certified installer for repairs may void parts of the warranty.


4. Why Choosing a Qualified Roofing Contractor Matters

A manufacturer warranty is only as strong as the contractor installing the roof. Many manufacturers only honor extended warranties when certified installers do the work.

Brody Allen Exteriors installs roofs using best practices that meet manufacturer guidelines, which helps preserve warranty coverage and protects your home long term.


5. How to Use Your Roof Warranty if Something Goes Wrong

If you think there is an issue with your roof, here is the recommended process:

  1. Contact Brody Allen Exteriors first
    We will inspect and determine if the issue is related to installation or materials.
  2. Document everything
    Take photos of the issue, note dates, and keep any related paperwork.
  3. Review your warranty documents
    Look at the conditions, coverage terms, and installation details.
  4. Submit a claim if needed
    We can guide you through manufacturer claim processes and provide all necessary documentation.

6. Why Missouri Homeowners Benefit From Strong Roof Warranties

Areas like Lake St. Louis, St. Charles, and Wentzville experience all four seasons, which means:
• High heat
• Winter freeze and thaw cycles
• Heavy rainfall
• Occasional severe weather

A strong roof warranty adds peace of mind when weather conditions are unpredictable.


Final Thoughts: Protect Your Investment With the Right Warranty

Understanding your roof warranty helps you avoid surprise expenses and ensures your home stays protected for decades. Whether you are replacing an aging roof or dealing with a recent issue, Brody Allen Exteriors can help you understand your coverage and make informed decisions.


Schedule a free roofing inspection today!